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Car buyer's broker · Victoria, BC

A car buyer's broker for Victoria who shops the mainland's inventory for you.

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On the Island, the ferry sits between you and most of the province's inventory, and the local stores price accordingly. ClearCut Auto Inc. is a licensed, fee-only car buyer's broker: we take your specification to every store that has the vehicle, in Greater Victoria, up-Island or across the water, negotiate the price, and on the managed packages handle the finance office for you, wherever the store is. Our founder has been coming to Victoria his whole life.

A car buyer's broker represents the buyer, not the dealership. In British Columbia that is a licensed activity: the broker-agent works for the person buying the vehicle, sources and negotiates on their behalf, and takes no payment from the selling side.

ClearCut Auto Inc. holds BC broker-agent licence B70016 and is fee-only. You pay a flat fee, from $150 to $2,500 plus GST depending on the package; no dealership or lender pays ClearCut anything. The licence covers all of British Columbia, and the fee is the same flat fee whether the vehicle comes from the Island or the mainland.

Buying a car in Victoria

Why buying in Victoria works better when someone shops the whole province for you.

Four things about the Island market that a buyer sitting in one showroom never sees.

01 · The territory

Greater Victoria has the Island's largest cluster of stores, and it is still small.

Most brands have one or two franchised stores in Greater Victoria. The next is Nanaimo, and after that the mainland. Island buyers often assume the ferry ends the search; the stores assume the same thing, and the price reflects it.

Choice is leverage. On the Island you have to reach for it.
02 · The mainland

The same vehicle is for sale in five cities across the water.

Surrey, Langley, Richmond, Burnaby and Vancouver between them hold more of most brands' inventory than the whole Island. Each store carries its own overhead and its own number. Taking one specification to all of them and comparing the all-in price is most of what negotiation is.

Settle the price, the fees and the products first. The payment follows.
03 · Handled, then handed over

On the managed packages, we handle the dealership. On Concierge, the selling dealer delivers the vehicle where it offers delivery; otherwise a carrier you approve in writing and pay directly brings it, or you collect it.

On ClearCut Negotiation and Concierge we handle sourcing, the purchase price, financing and every finance office product on your behalf, at whichever store the vehicle comes from, in Greater Victoria, up-Island or on the mainland. On Concierge, local delivery by the selling dealer is included where it offers delivery; where it does not deliver, or is outside your local area, transport is over and above the service fee — quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier, or you collect the vehicle. Advisory packages are by phone, text or email, whichever suits you.

We do the negotiating with the salesperson for you. That is the point.
04 · The all-in number

Three taxes can apply, and the sticker is not the price.

GST applies to every vehicle bought from a dealer (a private sale carries no GST but a higher PST rate), BC PST climbs with the vehicle price, and a federal luxury tax may apply above the federal threshold. Every price in our free tools is shown all-in for BC, taxes and government levies included and dealer fees extra, so you can compare real numbers before you talk to anyone.

Ask for the all-in number, not the sticker.
Five packages

Pick how much of it you want handled.

ClearCut
Strategy
$150 + GST
45-minute call on how to negotiate — theory and approach

For clients who intend to engage with the dealership independently but want professional coaching first.

Details →
ClearCut
Clarity
$250 + GST
One-time full-deal review before signing

For clients who want to negotiate independently but want a professional second opinion before officially committing.

Details →
ClearCut
Negotiation
$1,250 + GST
End-to-end acquisition with finance office representation

For clients who want a fully managed experience — your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership; ClearCut Auto Inc. handles everything else.

Details →
ClearCut
Concierge
$2,500 + GST
Full red carpet service from start to finish. Delivery, coordinated.

For clients seeking complete end-to-end service, with dealership visits avoided where the agreed signing and delivery arrangements allow.

Details →
Moving to BC from outside Canada?
ClearCut Relocation · $2,000 + GST · Negotiation plus newcomer support — relocating from abroad
For clients relocating to British Columbia from outside Canada who need a vehicle when they arrive.
Details
Step one

Book online, or a free call.

Strategy and Clarity: book and pay online, no call needed. Negotiation and Concierge: a free call to understand your needs, budget and goals.

Step two

Agree and pay from your phone.

Strategy and Clarity: you accept the Advisory Services Terms (British Columbia residents) or the National Advisory Services Agreement (outside BC) at checkout. Negotiation and Concierge: the Client Service Agreement is sent and signed through DocuSign and the fee is paid through Stripe.

Step three

It gets handled.

Strategy and Clarity: work starts once payment is received. Negotiation and Concierge: once the agreement is signed and payment is received as set out for your package, we get to work. Coaching or a deal review on the advisory packages; sourcing, the price and the finance office on Negotiation; all of that plus paperwork and delivery coordination on Concierge.

Common questions

Buying with a broker in Victoria.

Do you come to the dealership with me in Victoria?

You do not need to be there for any of the negotiating. On ClearCut Negotiation and Concierge we deal with the dealership on your behalf: sourcing, the purchase price, financing approval and every finance office product, at whichever store the vehicle ends up coming from, so you don't have to negotiate with a salesperson yourself. On Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership. On Concierge, the selling dealer delivers the vehicle where it offers delivery; otherwise a third-party carrier quotes the transport, you approve it in writing and pay the carrier directly, or you collect the vehicle. Where the dealer allows signing away from the dealership, we bring the paperwork to you to sign and return it to the dealer (documents only, never purchase funds; Lower Mainland, with Vancouver Island and the Okanagan subject to scheduling; elsewhere only as agreed in writing before you sign the Client Service Agreement or pay a fee). Strategy and Clarity are advisory packages delivered by phone, text or email, whichever suits you.

If the vehicle comes from the mainland, how does it get to the Island?

On ClearCut Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership, so we agree on the first call whether the right store is an Island one or a mainland one before any work starts. On ClearCut Concierge, local delivery by the selling dealer is included where it offers delivery; where it does not deliver, or is outside your local area, transport is over and above the service fee, quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier, or you collect the vehicle.

Does buying on the mainland change registration or insurance?

No. Where the vehicle is bought does not change where it is registered, insured or serviced. ICBC coverage is arranged through an Autoplan broker; ClearCut Auto Inc. does not advise on insurance.

Which areas do you cover?

Victoria, Saanich, Langford and Sidney on this page. Nanaimo has its own page, and the rest of Vancouver Island is covered the same way. ClearCut Auto Inc. is based in South Surrey and licensed for all of British Columbia; on the managed packages the fee is the same flat fee wherever the store is.

What does a car buyer's broker cost?

A flat fee, from $150 to $2,500 plus GST depending on the package, paid through Stripe. ClearCut Auto Inc. receives nothing from any dealership or lender. The fee is for the representation, never for the vehicle itself.

Are you licensed?

Yes. ClearCut Auto Inc. holds BC broker-agent licence B70016 and represents buyers only.

Do you work with new and used vehicles?

Both. The package decides the scope, not the vehicle. Every price in the free tools on this site is shown all-in for BC, with GST, PST and any federal luxury tax already applied.

What we don't do

No guarantees.

ClearCut Auto Inc. does not guarantee financing approval, vehicle availability, or a specific pricing outcome. We will tell you honestly what we think we can do before you pay anything.

No insurance advice.

ICBC coverage is arranged through an Autoplan broker. For licensed insurance products (life, disability, and critical illness coverage), ClearCut Auto Inc. does not provide licensed insurance advice; any insurance-specific advice must be obtained from a properly licensed insurance professional.

No dealer compensation.

ClearCut Auto Inc. does not receive compensation from dealerships, lenders, or third parties, and represents buyers only. BC broker-agent licence B70016.

What clients say Read all reviews on Google
Licensed
BC broker-agent licence B70016. ClearCut Auto Inc. represents buyers only.
Fee-only
Paid by you, and only you. No compensation from any dealer or lender.
Local
Serving Victoria, Saanich, Langford and Sidney. Based in South Surrey, licensed for all of BC.

Buying in Victoria, Saanich, Langford or up-Island?

Strategy and Clarity: book and pay online. Negotiation and Concierge: start with the free call. Tell us the vehicle, or tell us you have no idea yet; either works.

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Moving to BC from elsewhere? Read what changes.