In the Okanagan, most brands have one store, and one store means one price. ClearCut Auto Inc. is a licensed, fee-only car buyer's broker: we take your specification to every store that has the vehicle, in Kelowna, Vernon, Penticton or the Lower Mainland, negotiate the price, and on the managed packages handle the finance office for you, wherever the store is. Our founder has been coming to the Okanagan his whole life.
A car buyer's broker represents the buyer, not the dealership. In British Columbia that is a licensed activity: the broker-agent works for the person buying the vehicle, sources and negotiates on their behalf, and takes no payment from the selling side.
ClearCut Auto Inc. holds BC broker-agent licence B70016 and is fee-only. You pay a flat fee, from $150 to $2,500 plus GST depending on the package; no dealership or lender pays ClearCut anything. The licence covers all of British Columbia, and the fee is the same flat fee whether the vehicle comes from Kelowna or the Lower Mainland.
Four things about the Okanagan market that a buyer sitting in one showroom never sees.
Greater Kelowna has one franchised store for most brands, sometimes two. The next is in Vernon or Penticton, and after that the Lower Mainland. A buyer who only shops locally negotiates against a single number, and the store knows it.
Surrey, Langley, Richmond, Burnaby and Vancouver between them hold more of most brands' inventory than the entire Interior. Each store carries its own overhead and its own number. Taking one specification to all of them and comparing the all-in price is most of what negotiation is.
On ClearCut Negotiation and Concierge we handle sourcing, the purchase price, financing and every finance office product on your behalf, at whichever store the vehicle comes from, in Kelowna, Vernon, Penticton or the Lower Mainland. On Concierge, local delivery by the selling dealer is included where it offers delivery; where it does not deliver, or is outside your local area, transport is over and above the service fee — quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier, or you collect the vehicle. Advisory packages are by phone, text or email, whichever suits you.
GST applies to every vehicle bought from a dealer (a private sale carries no GST but a higher PST rate), BC PST climbs with the vehicle price, and a federal luxury tax may apply above the federal threshold. Every price in our free tools is shown all-in for BC, taxes and government levies included and dealer fees extra, so you can compare real numbers before you talk to anyone.
For clients who intend to engage with the dealership independently but want professional coaching first.
Details →For clients who want to negotiate independently but want a professional second opinion before officially committing.
Details →For clients who want a fully managed experience — your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership; ClearCut Auto Inc. handles everything else.
Details →For clients seeking complete end-to-end service, with dealership visits avoided where the agreed signing and delivery arrangements allow.
Details →Strategy and Clarity: book and pay online, no call needed. Negotiation and Concierge: a free call to understand your needs, budget and goals.
Strategy and Clarity: you accept the Advisory Services Terms (British Columbia residents) or the National Advisory Services Agreement (outside BC) at checkout. Negotiation and Concierge: the Client Service Agreement is sent and signed through DocuSign and the fee is paid through Stripe.
Strategy and Clarity: work starts once payment is received. Negotiation and Concierge: once the agreement is signed and payment is received as set out for your package, we get to work. Coaching or a deal review on the advisory packages; sourcing, the price and the finance office on Negotiation; all of that plus paperwork and delivery coordination on Concierge.
You do not need to be there for any of the negotiating. On ClearCut Negotiation and Concierge we deal with the dealership on your behalf: sourcing, the purchase price, financing approval and every finance office product, at whichever store the vehicle ends up coming from, so you don't have to negotiate with a salesperson yourself. On Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership. On Concierge, the selling dealer delivers the vehicle where it offers delivery; otherwise a third-party carrier quotes the transport, you approve it in writing and pay the carrier directly, or you collect the vehicle. Where the dealer allows signing away from the dealership, we bring the paperwork to you to sign and return it to the dealer (documents only, never purchase funds; Lower Mainland, with Vancouver Island and the Okanagan subject to scheduling; elsewhere only as agreed in writing before you sign the Client Service Agreement or pay a fee). Strategy and Clarity are advisory packages delivered by phone, text or email, whichever suits you.
On ClearCut Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership, so we agree on the first call whether the right store is a local one or a Lower Mainland one before any work starts. On ClearCut Concierge, local delivery by the selling dealer is included where it offers delivery; where it does not deliver, or is outside your local area, transport is over and above the service fee, quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier, or you collect the vehicle.
No. Where the vehicle is bought does not change where it is registered, insured or serviced. ICBC coverage is arranged through an Autoplan broker; ClearCut Auto Inc. does not advise on insurance.
Kelowna, West Kelowna, Lake Country, Vernon and Penticton on this page, and the rest of the Okanagan the same way. ClearCut Auto Inc. is based in South Surrey and licensed for all of British Columbia; on the managed packages the fee is the same flat fee wherever the store is.
A flat fee, from $150 to $2,500 plus GST depending on the package, paid through Stripe. ClearCut Auto Inc. receives nothing from any dealership or lender. The fee is for the representation, never for the vehicle itself.
Yes. ClearCut Auto Inc. holds BC broker-agent licence B70016 and represents buyers only.
Both. The package decides the scope, not the vehicle. Every price in the free tools on this site is shown all-in for BC, with GST, PST and any federal luxury tax already applied.
ClearCut Auto Inc. does not guarantee financing approval, vehicle availability, or a specific pricing outcome. We will tell you honestly what we think we can do before you pay anything.
ICBC coverage is arranged through an Autoplan broker. For licensed insurance products (life, disability, and critical illness coverage), ClearCut Auto Inc. does not provide licensed insurance advice; any insurance-specific advice must be obtained from a properly licensed insurance professional.
ClearCut Auto Inc. does not receive compensation from dealerships, lenders, or third parties, and represents buyers only. BC broker-agent licence B70016.
Strategy and Clarity: book and pay online. Negotiation and Concierge: start with the free call. Tell us the vehicle, or tell us you have no idea yet; either works.