Car buyer's broker in Nanaimo, BC | ClearCut Auto
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Car buyer's broker · Nanaimo, BC

A car buyer's broker for Nanaimo, where two ferry routes put the mainland within reach.

Nanaimo has two car ferry routes to the Lower Mainland, Departure Bay to Horseshoe Bay and Duke Point to Tsawwassen, which puts the mainland's inventory closer than most Island buyers assume. ClearCut Auto Inc. is a licensed, fee-only car buyer's broker: we take your specification to every store that has the vehicle, in Nanaimo, in Greater Victoria or across the water, negotiate the price, and on the managed packages handle the finance office for you, wherever the store is. Our founder spent nearly a decade inside BC dealerships, from the sales floor to the finance office, and we have no loyalty to any store.

A car buyer's broker represents the buyer, not the dealership. In British Columbia that is a licensed activity: the broker-agent works for the person buying the vehicle, sources and negotiates on their behalf, and takes no payment from the selling side.

ClearCut Auto Inc. holds VSA Broker-Agent Licence B70016 and is fee-only. You pay a flat fee, from $150 to $2,500 plus GST depending on the package; no dealership or lender pays ClearCut anything. The licence covers all of British Columbia, and the fee is the same flat fee whether the vehicle comes from the Island or the mainland.

Buying a car in Nanaimo

Why buying in Nanaimo works better when someone shops both sides of the Strait.

Four things about the mid-Island market that a buyer sitting in one showroom never sees.

01 · The territory

Most brands have one store in town, and the next is ninety minutes away.

Nanaimo's franchised dealerships are gathered around Bowen Road and the north end of the city, most brands with a single store. The next stores are in Greater Victoria, about ninety minutes south, or in the Comox Valley to the north, and after that the mainland. A buyer who only shops in town negotiates against one number.

One store per brand means one price, unless someone asks the others.
02 · The ferry

Two routes to the mainland, and both leave from Nanaimo.

Departure Bay to Horseshoe Bay is a crossing of about an hour and forty minutes, and Duke Point to Tsawwassen about two hours. Surrey, Langley, Richmond, Burnaby and Vancouver between them hold more of most brands' inventory than the whole Island, and each store has its own number. From Nanaimo, the mainland is a morning away, not a day.

The ferry is a crossing, not the edge of the search.
03 · Handled, then delivered

On the managed packages, we handle the dealership. On Concierge, the vehicle is delivered.

On ClearCut Negotiation and Concierge we handle sourcing, the purchase price, financing and every finance office product on your behalf, at whichever store the vehicle comes from, in Nanaimo, down-Island or on the mainland. On Concierge, local delivery by the selling dealer is included; where the selling dealer is outside your local area (e.g. the Okanagan or Vancouver Island), transport is over and above the service fee — quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier. Advisory packages are by phone, text or email, whichever suits you.

You never have to sit across from a salesperson. That is the point.
04 · The all-in number

Three taxes can apply, and the sticker is not the price.

GST applies to every vehicle purchase, BC PST climbs with the vehicle price, and a federal luxury tax may apply above the federal threshold. Every price in our free tools is shown all-in for BC so you can compare real numbers before you talk to anyone.

Ask for the all-in number, not the sticker.
Five packages

Pick how much of it you want handled.

ClearCut Strategy
$150 + GST
45-minute call on how to negotiate — theory and approach

For clients who intend to engage with the dealership independently but want professional coaching first.

Details →
ClearCut Clarity
$250 + GST
One-time full-deal review before signing

For clients who want to negotiate independently but want a professional second opinion before officially committing.

Details →
Moving to BC from outside Canada?
ClearCut Relocation
$2,000 + GST
Negotiation plus newcomer support — relocating from abroad

For clients relocating to British Columbia from outside Canada who need a vehicle when they arrive.

Details →
Step one

A free call.

We go over the vehicle, or the shortlist, what you want out of it and which package fits. No charge, no obligation, and we will tell you honestly what we think we can do before you pay anything.

Step two

Sign and pay from your phone.

The Client Service Agreement is sent and signed through DocuSign and the fee is paid through Stripe. Work starts the day both are done.

Step three

It gets handled.

Coaching or a deal review on the advisory packages; sourcing, the price and the finance office on Negotiation; all of that plus delivery by the selling dealer on Concierge.

Common questions

Buying with a broker in Nanaimo.

Do you come to the dealership with me in Nanaimo?

You do not need to be there for any of the negotiating. On ClearCut Negotiation and Concierge we deal with the dealership on your behalf: sourcing, the purchase price, financing approval and every finance office product, at whichever store the vehicle ends up coming from, so you never sit across from a salesperson. On Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership. On Concierge, the vehicle is delivered by the selling dealer and you never need to set foot in the dealership. Strategy and Clarity are advisory packages delivered by phone, text or email, whichever suits you.

If the vehicle comes from the mainland, how does it get to Nanaimo?

On ClearCut Negotiation, your only responsibilities are arranging vehicle insurance and picking up the vehicle from the dealership, so we agree on the first call whether the right store is an Island one or a mainland one before any work starts. On ClearCut Concierge, local delivery by the selling dealer is included; where the selling dealer is outside your local area (e.g. the Okanagan or Vancouver Island), transport is over and above the service fee, quoted by a third-party carrier, approved by you in writing, and paid by you directly to the carrier.

Does buying on the mainland change registration or insurance?

No. Where the vehicle is bought does not change where it is registered, insured or serviced. ICBC coverage is arranged through an Autoplan broker; ClearCut Auto Inc. does not advise on insurance.

Which areas do you cover?

Nanaimo, Lantzville, Parksville, Qualicum Beach and Ladysmith on this page. Greater Victoria has its own page, and the rest of Vancouver Island is covered the same way. ClearCut Auto Inc. is based in South Surrey and licensed for all of British Columbia; on the managed packages the fee is the same flat fee wherever the store is.

What does a car buyer's broker cost?

A flat fee, from $150 to $2,500 plus GST depending on the package, paid through Stripe. ClearCut Auto Inc. receives nothing from any dealership or lender. The fee is for the representation, never for the vehicle itself.

Are you licensed?

Yes. ClearCut Auto Inc. holds VSA Broker-Agent Licence B70016 from the Vehicle Sales Authority of British Columbia and represents buyers only.

Do you work with new and used vehicles?

Both. The package decides the scope, not the vehicle. Every price in the free tools on this site is shown all-in for BC, with GST, PST and any federal luxury tax already applied.

LicensedVSA Broker-Agent Licence B70016. ClearCut Auto Inc. represents buyers only.
Fee-onlyPaid by you, and only you. No compensation from any dealer or lender.
LocalServing Nanaimo, Lantzville, Parksville, Qualicum Beach and Ladysmith. Based in South Surrey, licensed for all of BC.

Buying in Nanaimo, Parksville, Qualicum Beach or Ladysmith?

Start with the free call. Tell us the vehicle, or tell us you have no idea yet; either works.

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